RANGE OF SERVICES:
Ideally your mortgage should be considered
as part of your long term financial plans, not just in isolation, if it is
not suitable it could affect your ability to protect your family’s
needs or your own future retirement plans.
As Independent Financial Advisers, unlike
many Mortgage Advisers, we can provide independent advice on all aspects of
financial planning; as well as help you select the most suitable mortgage.
When advising we will take all
circumstances into account, taking out the largest mortgage may not be the
wisest solution.
We will ask you to complete an in depth questionnaire
in order to establish your circumstances before advice is give.
We offer mortgages from the whole market;
and will advise and make recommendations only after we have assessed your
needs.
The method used to repay your mortgage can
vary; we can explain the differences including Capital Repayment, Interest
Only, Flexible, Offset, and Investment Linked.
We will explain how interest payments are
applied and their suitability after first assessing your circumstances, these
can include discounted rates, fixed rates, and variable rate mortgages or
even a combination.
RESIDENTIAL MORTGAGES
- Latest fixed , discounted, capped, many with
special rates
- Re-mortgages
- Flexible, Current Account and Offset mortgages
- Mortgages for professionals
- Capital raising, debt consolidation
- Self employed
- Arrears and CCJ's may be acceptable
- Lifetime Mortgages (Equity Release) for the
over 60’s
- Home Reversion Schemes
EQUITY
RELEASE
- Releasing equity in property is increasing in
popularity especially for people over the age of 60. The different types
of scheme need to be examined carefully for their suitability.
- Consideration needs to be given to many issues
and can include, age, health, interest rates, alternative methods of
raising equity, types of scheme, effects on state benefits and their
impact.
We
will assess your circumstances and advice on the advantages and disadvantages
of each alternative.
CONTACT US If you wish to discuss issues relating
to mortgages or releasing equity..
Ashley Law Limited is
independent of any Bank, Building Society, Insurance Company or Investment
House.
Ashley Law Limited is authorised and regulated by the
Financial Services Authority (FSA). The FSA does not regulate household
insurance and certain life insurances. If a mortgage is secured on a
property, insurance may be required. Written quotations available on request.
Loans subject to status, type and value of property. YOUR HOME MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
This website does not constitute a solicitation to anyone
in any jurisdiction in which such solicitation is not authorised, nor to any
person to whom is it unlawful to make such a solicitation.
Registered Office, 30-32 Staines Road Hounslow TW3 3LZ
(Registration No. 2377803)
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